.pl-page{background:#fff}
.pl-hero{position:relative;overflow:hidden;background:#eef6ff;min-height:500px}
.pl-hero-grid{position:relative;z-index:3;display:grid;grid-template-columns:1.15fr .55fr;gap:60px;align-items:center;min-height:500px;padding:64px 0}
.pl-hero-slides{position:absolute;inset:0;z-index:1}
.pl-hero-bg{position:absolute;inset:0;background-size:cover;background-position:center;opacity:0;transition:opacity .7s ease}
.pl-hero-bg.active{opacity:1}
.pl-hero:after{content:"";position:absolute;inset:0;z-index:2;background:linear-gradient(90deg,rgba(248,252,255,.97) 0%,rgba(248,252,255,.92) 43%,rgba(248,252,255,.42) 70%,rgba(248,252,255,.15) 100%)}
.pl-copy h1{font-size:clamp(42px,5vw,66px);line-height:1.02;margin:0 0 16px;letter-spacing:-.035em;color:#0b2e59}
.pl-copy h1 span{color:#0b6de0}
.pl-copy>p{font-size:18px;color:#536a83;max-width:650px;margin:0 0 24px}
.pl-hero-points{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px 18px;color:#274a70;font-weight:700;font-size:14px;margin-bottom:28px}
.pl-actions{display:flex;gap:12px;flex-wrap:wrap}
.pl-hero-card{background:rgba(255,255,255,.92);border:1px solid #d7e6f4;border-radius:18px;padding:26px;box-shadow:0 18px 48px rgba(20,64,110,.12);backdrop-filter:blur(8px)}
.pl-rate-label{color:#50677f;font-size:13px;font-weight:800;text-transform:uppercase;letter-spacing:.05em}
.pl-rate{font-size:54px;line-height:1;color:#0b6de0;font-weight:900;margin:8px 0 18px}
.pl-rate small{font-size:15px;color:#335474}
.pl-hero-card ul{margin:0;padding-left:20px;color:#49627b}
.pl-hero-card li{margin:8px 0}
.pl-lenders{padding:34px 0;border-top:1px solid #e1eaf3;border-bottom:1px solid #e1eaf3;background:#fff}
.pl-section-head{display:flex;justify-content:space-between;align-items:end;gap:30px;margin-bottom:28px}
.pl-section-head.compact{margin-bottom:20px}
.pl-section-head.center{justify-content:center;text-align:center}
.pl-section-head h2{font-size:clamp(28px,3.2vw,40px);margin:0;line-height:1.08;color:#14365e}
.pl-section-head p{max-width:470px;color:#6c7e91;margin:0}
.pl-lender-marquee{overflow:hidden}
.pl-lender-track{display:flex;gap:14px;width:max-content;animation:plMarquee 28s linear infinite}
.pl-lender-track:hover{animation-play-state:paused}
@keyframes plMarquee{from{transform:translateX(0)}to{transform:translateX(-50%)}}
.pl-lender-chip{min-width:180px;border:1px solid #dbe7f2;border-radius:12px;padding:16px 18px;background:#fff;box-shadow:0 7px 20px rgba(23,61,100,.05);text-align:center;font-weight:800;color:#193e69}
.pl-use-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.pl-use{border:1px solid #dfe8f2;border-radius:14px;padding:22px;background:#fff;text-align:center}
.pl-use span{width:48px;height:48px;border-radius:50%;display:grid;place-items:center;background:#eaf4ff;color:#0b6de0;margin:0 auto 12px;font-weight:900}
.pl-use strong{display:block;color:#1b3e67}
.pl-two{display:grid;grid-template-columns:1fr 1fr;gap:22px}
.pl-info-card{background:#fff;border:1px solid #dce7f2;border-radius:16px;padding:28px}
.pl-info-card h2{margin:0 0 16px;font-size:28px;color:#163a65}
.pl-check-list{list-style:none;padding:0;margin:0}
.pl-check-list li{position:relative;padding-left:26px;margin:11px 0;color:#4f657b}
.pl-check-list li:before{content:"✓";position:absolute;left:0;color:#0b6de0;font-weight:900}
.pl-steps{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.pl-step{border:1px solid #dce7f2;border-radius:15px;padding:24px;background:#fff;position:relative}
.pl-step b{width:34px;height:34px;border-radius:50%;display:grid;place-items:center;background:#0b6de0;color:#fff}
.pl-step h3{margin:14px 0 6px;color:#183e69}
.pl-step p{margin:0;color:#6a7d90;font-size:14px}
.pl-benefit-row{display:grid;grid-template-columns:repeat(4,1fr);gap:0;border:1px solid #dfe8f2;border-radius:16px;background:#fff;overflow:hidden}
.pl-benefit{display:flex;align-items:center;gap:14px;padding:22px;border-right:1px solid #e3ebf3}
.pl-benefit:last-child{border-right:0}
.pl-benefit>span{width:44px;height:44px;border-radius:50%;display:grid;place-items:center;background:#eaf4ff;color:#0b6de0;font-weight:900}
.pl-benefit strong,.pl-benefit small{display:block}.pl-benefit strong{color:#173d67}.pl-benefit small{color:#75879a;margin-top:3px}
.pl-faq-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.pl-faq-grid details{border:1px solid #dce7f2;border-radius:11px;padding:0 16px;background:#fff}
.pl-faq-grid summary{cursor:pointer;padding:15px 0;font-weight:800;color:#23466e}
.pl-faq-grid p{color:#65798e;margin:0 0 16px}
.pl-final-cta{background:linear-gradient(135deg,#0b57d0,#073b80);color:#fff}
.pl-final-cta-inner{display:flex;align-items:center;justify-content:space-between;gap:28px;padding:38px 0}
.pl-final-cta h2{font-size:36px;margin:0}
.pl-final-cta p{margin:7px 0 0;color:#d8e8fa}
.pl-dark-ghost{border-color:#9fc2eb!important;color:#fff!important;background:transparent!important}
.pl-disclaimer{font-size:12px;color:#7a8a9a;padding:18px 0 26px}
@media(max-width:980px){
  .pl-hero-grid{grid-template-columns:1fr;gap:26px;min-height:auto;padding:54px 0}
  .pl-hero-card{max-width:460px}
  .pl-use-grid,.pl-steps,.pl-benefit-row{grid-template-columns:repeat(2,1fr)}
  .pl-two{grid-template-columns:1fr}
  .pl-faq-grid{grid-template-columns:1fr}
  .pl-final-cta-inner{align-items:flex-start;flex-direction:column}
}
@media(max-width:620px){
  .pl-copy h1{font-size:40px}
  .pl-hero-points{grid-template-columns:1fr}
  .pl-use-grid,.pl-steps,.pl-benefit-row{grid-template-columns:1fr}
  .pl-benefit{border-right:0;border-bottom:1px solid #e3ebf3}
  .pl-section-head{align-items:flex-start;flex-direction:column}
}

.pl-photo-hero{position:relative;min-height:500px;overflow:hidden;background:#eaf4fe}
.pl-photo-slides,.pl-photo-slide,.pl-photo-overlay{position:absolute;inset:0}
.pl-photo-slide{background-size:cover;background-position:center;opacity:0;transition:opacity .7s ease}
.pl-photo-slide.active{opacity:1}
.pl-photo-overlay{background:linear-gradient(90deg,rgba(244,250,255,.98) 0%,rgba(244,250,255,.88) 46%,rgba(244,250,255,.30) 74%,rgba(244,250,255,.16) 100%)}
.pl-photo-grid{position:relative;z-index:3;min-height:500px;display:grid;grid-template-columns:1.1fr .55fr;gap:60px;align-items:center;padding:60px 0}
.pl-photo-copy h1{font-size:clamp(44px,5vw,68px);line-height:1.02;letter-spacing:-.035em;color:#0b2e59;margin:0 0 18px;max-width:740px}
.pl-photo-copy>p{font-size:18px;color:#4f6680;max-width:650px}
.pl-rate-card{background:rgba(255,255,255,.94);border:1px solid #d7e4f1;border-radius:18px;padding:26px;box-shadow:0 18px 44px rgba(20,65,110,.12);backdrop-filter:blur(8px)}
.pl-rate-card small{display:block;color:#50677f;font-weight:850;text-transform:uppercase;letter-spacing:.06em}
.pl-rate-card strong{display:block;color:#0b6de0;font-size:54px;line-height:1;margin:9px 0 18px}
.pl-rate-card strong em{font-style:normal;font-size:14px;color:#3c5976;margin-left:5px}
.pl-rate-card ul{margin:0;padding-left:20px;color:#4f6680}
.pl-rate-card li{margin:8px 0}
.pl-photo-dots{position:absolute;z-index:4;left:50%;bottom:18px;transform:translateX(-50%);display:flex;gap:7px}
.pl-photo-dots button{width:9px;height:9px;border:0;padding:0;border-radius:50%;background:#b8c7d7}
.pl-photo-dots button.active{width:24px;border-radius:9px;background:#0b6de0}
.pl-lender-chip{display:flex!important;align-items:center;justify-content:center;text-decoration:none}
.pl-lender-chip img{max-width:150px;max-height:46px;object-fit:contain}
@media(max-width:980px){.pl-photo-grid{grid-template-columns:1fr;gap:24px}.pl-rate-card{max-width:440px}.pl-photo-overlay{background:rgba(244,250,255,.88)}}