Personal Information
Name, address and contact details available in the report.
CREDIT REPORTS
Know Your Credit. Choose the Right Report.
Start with a basic bureau report, keep track through your customer account, or choose a multi-bureau report for a broader credit view.
✓ Secure Process✓ Easy Access✓ Clear Information✓ Customer Support
YOUR CREDIT REPORT INCLUDES
What You Can Find in a Credit Report
A credit report brings together important information about your credit history and activity.
Loan & Credit Accounts
Active and closed credit accounts, limits and balances.
Payment History
Repayment behaviour and account payment status.
Credit Enquiries
Recent enquiries recorded when credit is applied for.
Account Status
Current account condition, ownership and status information.
Credit Summary
A consolidated view of important credit-report information.
UNDERSTAND BETTER
Learn Good Credit Habits →
What is a Credit Score?
A credit score is a numerical summary based on information in your credit history. Lenders may consider it along with other eligibility factors when assessing an application.
300–900Common score range
Credit HistoryBuilt from reported credit behaviour
Review RegularlyUnderstand changes in your profile
Reports from Leading Credit Bureaus
Report availability may vary by supported bureau.
TransUnion CIBIL
Credit score and credit information report services for individual consumers.
Get CIBIL Report →
CRIF High Mark
Consumer credit score and credit information resources.
Learn More →
Experian
Consumer credit report, score and educational resources.
Learn More →
Equifax
Consumer credit information services and report resources.
Learn More →Good Credit Habits
Simple habits can help you maintain a healthier and more informed credit profile.
◷Pay EMIs and Bills on Time
◔Keep Credit Utilisation Manageable
▤Review Your Credit Report Regularly
⌕Check Unknown Enquiries or Accounts
⊘Avoid Unnecessary Repeated Applications
▥Build a Long-Term Credit History
CREDIT QUESTIONS
Quick Answers About Credit
Short, useful answers to common questions about credit reports and credit scores.
What is a Credit Score?
A credit score is a numerical summary of information in your credit history.
Learn More →What is a Credit Report?
A credit report brings together your credit accounts, payment history, enquiries and related information.
Learn More →What can affect a credit profile?
Payment behaviour, utilisation, enquiries and overall credit history can influence your credit profile.
Learn More →How often should I review my report?
Periodic review can help you stay aware of accounts, enquiries and information appearing in your report.
Learn More →Does a good score guarantee a loan?
No. Lenders may consider a credit score together with income, eligibility and other underwriting factors.
Learn More →What is a credit enquiry?
An enquiry may be recorded when a lender or authorised institution checks your credit information in connection with an application.
Learn More →What is a Credit Score?
A credit score is a numerical summary of information in your credit history.
Learn More →What is a Credit Report?
A credit report brings together your credit accounts, payment history, enquiries and related information.
Learn More →What can affect a credit profile?
Payment behaviour, utilisation, enquiries and overall credit history can influence your credit profile.
Learn More →How often should I review my report?
Periodic review can help you stay aware of accounts, enquiries and information appearing in your report.
Learn More →Does a good score guarantee a loan?
No. Lenders may consider a credit score together with income, eligibility and other underwriting factors.
Learn More →What is a credit enquiry?
An enquiry may be recorded when a lender or authorised institution checks your credit information in connection with an application.
Learn More →KNOW YOUR CREDIT PROFILE
Get CIBIL Report →A Better Credit Profile Brings Better Opportunities
Understand your credit report and take control of your financial journey.